Technology venture studio · Nairobi

You bring the idea. We bring the technology. We get paid when you get paid.

Pesara co-builds companies with founders. We design and engineer the product, run its payments, and take our share from what it earns. No invoice for the build.

Wazo ni lako. Teknolojia ni yetu. Tunafaidika pamoja.

M-Pesa payment received09:41

KES 2,000

From a customer, into the venture's account on Pesara Rails

Split at settlement

To the venture
KES 1,820 · 91%
Pesara revenue share
KES 160 · 8%
Platform fee
KES 20 · 1%
Illustrative terms. The revenue share drops to 2% once Pesara has recovered 2.5× the build cost.

Built by operators

Pesara is led by Sidney Essendi, who has spent more than fifteen years implementing core banking and payment systems for over 50 institutions across East Africa, including as Head of ICT at Faulu Microfinance Bank.

Our promises to founders

What you get here that you won't get anywhere else.

  1. 01

    Know the deal before you apply

    Our terms are published, with a calculator. Most studios only tell you what they take after you've signed.

  2. 02

    A written answer in 10 working days

    Every idea gets a written first answer. If it's a no, you get the reason and the next thing worth testing.

  3. 03

    Your idea stays yours

    Only the review team reads it, and you get a fingerprint of exactly what you submitted and when. We never build a submitted idea without you.

  4. 04

    No invoice for a co-build

    We carry the cost of the build and are paid from what the business earns. If it doesn't earn, neither do we.

See what you'd keep

Put in your numbers. No sign-up.

How the partnership works →
KES
Size of the build

Each month, while the build is being repaid

91%

You keep KES 910,000 of KES 1,000,000

Revenue share (8%)
KES 80,000
Platform fee (1%)
KES 10,000
Build repaid after
94 months (~7.8 yrs)
Then you keep
97% · KES 970,000

Illustrative terms: 8% revenue share until Pesara recovers 2.5× the build, then 2%; 1% platform fee; 25% equity (range 15–35%). Your real terms are agreed in writing for your venture.

What we back

Ideas where money moves.

We co-build products that people pay through. That is what lets us share in the upside instead of billing for hours.

Money doesn't pass through your product, or you'd rather own it outright? We build it for a fee through Pesara Digital.

  • Savings groups, chamas and SACCOs
  • School, service and membership fees
  • Merchant, agent and supplier payments
  • Bookings, deposits and instalments
  • Insurance premiums and claims
  • Credit, leasing and repayments

Your idea doesn't need to stay an idea.

Tell us the problem, who has it and how they'd pay. You'll have a written answer within ten working days.

Not ready yet?

Join the Pesara community. We will not tick marketing consent for you.

Every email from Pesara carries a private link to leave the list.